Capital One Spark Cash Select Offers US$750 Bonus, With a Route to Airline Miles

Capital One’s Spark Cash Select is offering a US$750 welcome bonus after US$6,000 in purchases within three months of account opening. US business owners should check the application terms and whether that spending fits their budget; the supplied offer does not establish that the bonus has increased or is newly introduced.

The card charges no annual fee or foreign transaction fees and earns unlimited 1.5% cash back on everyday purchases. Hotels, vacation rentals and rental cars booked through Capital One Business Travel earn 5%. For international frequent flyers, including US travellers spending in Canada, avoiding foreign transaction fees is a useful distinction from several no-fee Chase and Amex business cards. Canadian readers should note this is a US product, not a Canadian credit-card offer.

With an eligible Capital One miles-earning card, such as Venture or Venture X, cardholders can move cash rewards into miles at one mile per cent: the bonus could therefore become 75,000 miles. Air Canada Aeroplan is a transfer option, with potential access to Air Canada and United awards, subject to availability. This is not a direct transfer route to United MileagePlus, Delta SkyMiles or American AAdvantage, and holding Spark Cash Select alone does not unlock airline transfers.

US travellers comparing loyalty ecosystems should also consider Chase Ultimate Rewards for United MileagePlus transfers and US Amex Membership Rewards for Delta SkyMiles transfers; both ecosystems also offer Aeroplan transfers with eligible cards. For higher business spending, Spark Cash Plus offers 2% cash back against a US$150 annual fee: on ordinary purchases, its extra rewards offset that fee at US$30,000 annually, before bonuses or other benefits. Compare total fees and usable rewards rather than choosing on the welcome offer alone.